Serving the Volta Region since 1983
Banking that grows with our community.
From daily susu collection at your stall to agro loans that follow the season — Ziope Rural Bank keeps your money close to home and working for you.
- Bank of Ghana licensed
- Deposits protected — Act 931
- 10 branches & agencies
- Licensed by the Bank of Ghana
- Deposits protected — Act 931
- Member, Association of Rural Banks
- Decisions made here in Ziope
At a Glance
Everything from our menu, on one page
A quick summary of each section — personal, business, loans, rates, our story, the newsroom and how to reach us. Dive deeper wherever you need to.
Personal Banking
Save a little. Grow a lot.
Everyday accounts and savings built around how our communities actually earn — open with as little as GHS 20.
Smart Saver Account
A flexible everyday savings account that pays up to 6.5% p.a. while keeping your money within reach.
- Open with as little as GHS 20
- Interest paid every quarter
- Free e-statements and SMS alerts
Susu Daily Savings
Doorstep banking for traders and artisans — our bonded agents collect your savings right at your stall.
- Daily collection at your workplace
- Interest on every cedi saved
- Micro-advances after three months
Fixed Deposit
Lock funds away for 91 to 365 days and earn our best guaranteed rates.
- Up to 12.5% p.a. for 365-day tenors
- Certificate issued on the spot
- Roll over interest or take it home
Business Banking
Banking that works as hard as you do
From the market stall to the cocoa farm, we finance and support the enterprises that keep this region moving.
- Loan decisions in as little as five working days
- Repayment calendars that follow the farming season
- Flexible collateral — stock, equipment or guarantors
- Dedicated relationship officer for growing SMEs
Loans & Credit
Credit that follows your calendar
All five loan products at a glance — from GHS 500 micro-advances to GHS 200,000 agro facilities. Pick one to start an application, or calculate repayments first.
Indicative rates from — final terms confirmed at your branch.
Rates & Fees
Interest rates at a glance
Up to 12.5% p.a.
Fixed Deposit — 365 days
Up to 6.5% p.a.
Smart Saver Account
From 22% p.a.
Agro Production Loan
About Us
Rooted in Ziope since 1983
Founded by the farmers, teachers and traders of this community, we are a Bank of Ghana licensed rural bank owned by our own customers — every cedi saved with us is reinvested in this region.
Integrity
We safeguard every cedi with honest, transparent banking.
Community first
Decisions are made here, for the people who bank with us.
Excellence
Friendly, professional service at every branch and kiosk.
Inclusion
Banking that reaches traders, farmers and salaried workers alike.
Ziope Rural Bank today
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Agent kiosks
Newsroom
Latest from the bank
Contact
Visit us — we like visitors
Five service points across the district and the region — each with its own page — plus a customer service line that answers during banking hours.
- +233 20 123 4567
- info@zioperuralbank.com
- Mon – Fri, 8:00 – 16:00
Ready to grow with us?
Open an account in minutes online, or walk into any Ziope Rural Bank branch — our team is ready to help you save, borrow and grow.