Legal

Terms of use

Last updated: September 2026

1. About this website

This website provides general information about Ziope Rural Bank Ltd, its products and its branches. It is not an online banking platform, and no account transactions can be carried out here.

2. Information is indicative

Interest rates, fees and product terms shown on this website are indicative and for general guidance only. They do not constitute an offer, and binding terms are only those confirmed to you in writing at a branch after assessment.

3. Applications are expressions of interest

Submitting a form on this website begins a conversation — it does not open an account or approve a loan. All products are subject to verification of your identity and our credit assessment.

4. No confidential information

Please never submit account numbers, PINs, passwords or mobile money codes through this website. If you do so, contact us immediately so we can disregard the information.

5. Intellectual property

The contents of this website — including the Ziope Rural Bank name, logo and materials — belong to Ziope Rural Bank Ltd and may not be reproduced without written permission.

6. Limitation of liability

We work to keep this website accurate and available, but we accept no liability for decisions made in reliance on indicative information published here. Nothing on this site excludes liability that cannot be excluded under Ghanaian law.

7. Governing law

These terms are governed by the laws of the Republic of Ghana. Questions? Contact us at info@zioperuralbank.com.